As I stood in my kitchen, the familiar aroma of baked oats and rich chocolate began to fill the air, instantly stirring memories of cozy weekend mornings. Enter the Chocolate Chip Baked Oatmeal—a delightful breakfast that marries wholesome ingredients with a touch of indulgence, making it a must-try for anyone looking to elevate their morning routine. Not only is it a gluten-free, vegetarian gem, but it also comes together quickly, perfect for those bustling mornings when time is fleeting. Each bite bursts with creamy bananas and warm chocolate, providing both comfort and nourishment to kickstart your day. So, are you ready to discover the secret to a breakfast that everyone will adore? Let’s dive into this scrumptious recipe!

Why is this baked oatmeal a must-try?
Comforting, This Chocolate Chip Baked Oatmeal brings the warmth of home into your mornings, packing in the goodness of oats and sweet chocolate in every bite.
Nutritious, Made with wholesome ingredients like bananas and flaxseed meal, it's a guilt-free indulgence that provides energy for your day.
Quick and Easy, With just a handful of ingredients, you can prepare this cozy treat in no time—perfect for busy mornings!
Versatile, Feel free to swap ingredients based on your preferences—try adding nuts or fresh fruits for a delightful twist.
Family-Friendly, Kids and adults alike will savor the delicious blend of flavors, making it an instant favorite at your breakfast table.
Plus, if you’re looking for more easy breakfast options, don’t miss out on our delicious smoothie recipes to make your mornings even brighter!
Chocolate Chip Baked Oatmeal Ingredients
• Make your mornings even cozier with this delightful recipe!
For the Oatmeal
- Rolled Oats – Provide the base structure and heartiness; gluten-free rolled oats can be used for a wholesome version.
- Banana – Adds natural sweetness and moisture; ripe bananas work best for optimal flavor.
- Non-Dairy Milk – Keeps the recipe dairy-free, ideal for adding creaminess; choose almond, oat, or cashew milk based on your taste.
- Flaxseed Meal – Acts as an egg substitute, contributing fiber and omega-3 fatty acids; can be replaced with chia seeds if desired.
- Maple Syrup – Offers natural sweetness while keeping it refined sugar-free; honey makes a great substitute as well.
- Nut Butter – Provides richness and healthy fats; both almond and peanut butter are excellent choices.
- Vanilla Extract – Enhances the flavor beautifully; feel free to substitute with almond extract for a unique twist.
- Baking Soda & Baking Powder – Essential leavening agents that help the oatmeal rise and bake evenly.
- Cinnamon – Adds warmth and spice to the dish; can be omitted for a milder flavor profile.
- Salt – Balances sweetness and enhances overall flavors.
For the Topping
- Chocolate Chips – For that indulgent sweetness; dark or dairy-free chocolate brings delightful pockets of melty goodness in each bite.
Step‑by‑Step Instructions for Chocolate Chip Baked Oatmeal
Step 1: Preheat and Prepare
Begin by preheating your oven to 350°F (175°C). While it warms up, grease a 7 x 9.5-inch baking dish with a bit of oil or non-stick spray to prevent the Chocolate Chip Baked Oatmeal from sticking. This warm-up time allows the baking dish to be ready for the batter, ensuring an even bake once it’s in the oven.
Step 2: Blend the Oats
In a high-speed blender, add your rolled oats and blend them until they have a fine flour consistency. This process only takes about 30 seconds and is key to creating a smooth base for your Chocolate Chip Baked Oatmeal. The oats will transform from their original form, ready to hold all the delicious moist ingredients to come.
Step 3: Mix the Wet Ingredients
Now, add in your ripe banana, non-dairy milk, flaxseed meal, maple syrup, nut butter, vanilla extract, baking soda, baking powder, cinnamon, and salt into the blender. Blend these ingredients together until the mixture is completely smooth and creamy, about 1 minute. This step ensures that all the flavors meld together beautifully, creating a delightful batter for your oatmeal.
Step 4: Incorporate Chocolate Chips
Once your batter is smooth, pour in most of the chocolate chips while reserving a handful for topping. Gently stir them in with a spatula to avoid breaking them up too much. This addition provides those delightful pockets of sweetness that make the Chocolate Chip Baked Oatmeal so appealing and appetizing when baked.
Step 5: Transfer to Baking Dish
Pour the prepared batter into your greased baking dish. Use a spatula to spread it evenly across the dish, ensuring uniformity for even cooking. Sprinkle the reserved chocolate chips on top of the batter for an inviting finish. This will allow them to melt and create a gooey, chocolatey topping that beckons to be enjoyed.
Step 6: Bake the Oatmeal
Place the baking dish in the preheated oven and bake for 25 to 30 minutes. Keep an eye on the edges, which should turn golden brown while the center should be set but slightly firm. To check for doneness, insert a toothpick into the center; it should come out clean or with just a few moist crumbs attached.
Step 7: Cool and Slice
After baking, let the Chocolate Chip Baked Oatmeal cool for about 5 minutes in the dish. This allows it to firm up slightly, making slicing easier. Once it’s cool enough to handle, cut into squares or rectangles for serving. Enjoy the comforting, sweet aroma that now fills your kitchen and get ready to share this delightful breakfast treat with family and friends.

Chocolate Chip Baked Oatmeal Variations
Feel free to get creative and customize your Chocolate Chip Baked Oatmeal to suit your taste buds!
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Nut-Free: Swap almond butter with sunflower seed butter to create a nut-free version without compromising on flavor.
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Added Spice: Introduce a warm twist by adding spices like nutmeg or cardamom for an invigorating flavor profile that will awaken your senses.
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Fruit Twist: Mix in chopped fruits—like apples or strawberries—before baking to enhance sweetness and add delightful texture to every bite.
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Crispy Topping: For an irresistible crunch, sprinkle a mix of oats, nuts, and a drizzle of maple syrup over the top before baking.
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Chocolate Upgrade: Boost the chocolate factor by using dark chocolate or even white chocolate chips for a decadent twist that chocolate lovers will adore.
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Protein Boost: Stir in a scoop of your favorite protein powder into the batter for a nourishing start to your day.
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Vegan Option: Replace maple syrup with agave nectar to keep it vegan-friendly while maintaining that sweet delight.
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Fiery Kick: For those who love a spicy kick, add a dash of cayenne or a sprinkle of chili flakes—a surprising yet delightful twist!
Expert Tips for Chocolate Chip Baked Oatmeal
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Use Ripe Bananas: Ensure your bananas are well-ripened for maximum sweetness and moisture; under-ripe bananas can lead to a dull flavor.
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Adjust Baking Time: Keep an eye on the baking time; ovens vary, and overbaking can turn your Chocolate Chip Baked Oatmeal dry. Aim for a golden edge with a slightly soft center.
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Experiment with Flavors: Don’t hesitate to add spices like nutmeg or vanilla for a unique twist; you may find a new family favorite!
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Portion Control: For easy servings, consider baking in individual ramekins. This not only looks delightful but also helps with controlling portion sizes.
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Reheating Tips: When reheating leftovers, add a splash of non-dairy milk to restore moisture and retain that comforting texture from the oven.
What to Serve with Chocolate Chip Baked Oatmeal
Start your day on a delightful note by complementing your breakfast with a variety of tasty additions.
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Creamy Almond Butter: Adds a rich, nutty flavor that pairs beautifully with the sweet oatmeal, enhancing the overall indulgence. A drizzle on top makes every bite a luxurious experience.
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Fresh Berries: Strawberries, blueberries, or raspberries bring a burst of freshness and acidity that balances the sweetness of the baked oatmeal. They also add vibrant color to your plate for a cheerful morning!
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Whipped Coconut Cream: This light and fluffy topping offers a luscious texture that contrasts with the warm, hearty oatmeal. It's a dairy-free delight that elevates your dish to a true indulgence.
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Crispy Turkey Bacon: For a savory touch, serve alongside this sweet dish. The salty crunch of turkey bacon creates an appealing contrast to the sweeter notes of the baked oatmeal.
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Spiced Chai Latte: Complement your meal with a warm beverage that adds a hint of spice. The aromatic flavors of chai will provide a comforting and cozy drinking experience that pairs perfectly with the warmth of the oatmeal.
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Maple Syrup Drizzle: Even if already sweetened, a little extra maple syrup enhances the flavor and gives a glossy finish. It’s a simple way to transform your breakfast into something even more delightful.
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Chia Seed Pudding: If you're seeking a light and nutrient-packed addition, serve a side of chia pudding. Its creamy consistency complements the baked oatmeal nicely while providing extra fiber and omega-3s.
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Banana Slices: Fresh banana slices add an additional layer of sweetness and moisture, keeping the comforting flavors consistent throughout the meal. They also make for a beautiful garnish!
Make Ahead Options
These Chocolate Chip Baked Oatmeal squares are perfect for busy home cooks looking to save time during hectic mornings! You can prepare the batter up to 24 hours in advance by blending all the ingredients and refrigerating it overnight. Just remember to store it in an airtight container to maintain freshness. If you prefer, you can also bake the oatmeal ahead of time and keep it in the fridge for up to 3 days. When you’re ready to enjoy, simply reheat individual portions in the microwave or toaster oven, adding a splash of non-dairy milk to restore moisture and achieve that delightful, comforting texture. Enjoy a wholesome breakfast with minimal effort any day of the week!
How to Store and Freeze Chocolate Chip Baked Oatmeal
Fridge: Store leftovers in an airtight container in the fridge for up to 4 days. This keeps the Chocolate Chip Baked Oatmeal fresh and ready to enjoy anytime!
Freezer: For longer storage, freeze individual slices in a freezer-safe container or zip-top bags for up to 3 months. Label them for easy identification later.
Reheating: To reheat, place slices in the microwave with a splash of non-dairy milk or warm them in a toaster oven for that freshly baked texture. Enjoy warm for ultimate comfort!

Chocolate Chip Baked Oatmeal Recipe FAQs
What type of bananas should I use for this recipe?
Absolutely! For the best flavor and moisture, you should use ripe bananas. Look for bananas with a few brown spots; they will be sweeter and blend more easily into the batter. If your bananas are still a bit green, you might find the flavor less appealing, so let them ripen for a few days!
How long can I store leftover baked oatmeal in the fridge?
Very good question! Leftovers can be stored in an airtight container in the fridge for up to 4 days. Be sure to cool the Chocolate Chip Baked Oatmeal completely before storing to maintain its freshness. Reheating is simple; just pop a slice in the microwave for a quick breakfast fix!
Can I freeze Chocolate Chip Baked Oatmeal?
The more the merrier! You can freeze individual slices for up to 3 months. To do this, make sure each slice is wrapped tightly in plastic wrap or stored in a freezer-safe container or zip-top bag. When you're ready to enjoy, simply thaw it overnight in the fridge or heat it directly from the freezer in the microwave or toaster oven.
What if my baked oatmeal comes out too dry?
No worries! If your Chocolate Chip Baked Oatmeal turns out dry, it could be due to overbaking. Every oven is different, so try checking for doneness a few minutes earlier next time. If you’ve got leftovers and they are a bit on the dry side, a splash of non-dairy milk during reheating can restore some moisture and bring it back to life!
Is this recipe suitable for people with nut allergies?
Great question! While this Chocolate Chip Baked Oatmeal uses nut butter, you can easily substitute it with sunflower seed butter or pumpkin seed butter. Just make sure to check the chocolate chips, as some brands may contain traces of nuts. Always read labels to ensure safety for anyone with nut allergies.
Can pets eat this oatmeal?
It's best to keep this recipe away from pets, especially chocolate, which is toxic to dogs and cats. The ingredients like bananas and oats aren't harmful, but it's always safest to stick to pet-specific treats for your furry friends!

Indulgent Chocolate Chip Baked Oatmeal for Cozy Mornings
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and grease a 7 x 9.5-inch baking dish.
- Blend the rolled oats in a high-speed blender until they reach a fine flour consistency.
- Add banana, non-dairy milk, flaxseed meal, maple syrup, nut butter, vanilla extract, baking soda, baking powder, cinnamon, and salt to the blender. Blend until smooth.
- Stir in most of the chocolate chips, reserving a handful for topping.
- Pour the batter into the greased baking dish and spread evenly. Sprinkle reserved chocolate chips on top.
- Bake for 25 to 30 minutes, until the edges are golden brown and the center is set.
- Let cool for about 5 minutes before cutting into squares or rectangles.





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